Refinance

Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.. Here are some important reasons to consider refinancing:

- Get a lower mortgage rate and reduce interest costs.
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
- Consolidate your first and second mortgages into a mortgage with a lower rate.
- Get cash for family wants and needs.

The advantages we offer you for your refinancing needs include:

- Low rates
- Easy online application
- All types of mortgage programs
- Guidance and advice from an experienced loan professional

Ready to refinance your current mortgage? Apply online to be pre-approved for the loan you want.

Find out if now is the right time for you to refinance your current mortgage to lower your monthly payments, pay of your mortgage faster, take cash out, or combine your first and second mortgage.

Bay Coast Lending, Inc. - 21855 S. Avalon Blvd., Suite 1 - Carson, CA 90745
Office Phone: 310-952-0542 Fax: 310-952-0500

We lend primarily in the following State: California

All information is deemed reliable but not guaranteed

NOTICE TO CONSUMER:

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others
Information we receive from a consumer reporting agency

We may disclose nonpublice personal information about you to the following types of third party vendors:

Financial service providers, such as mortgage bankers, securities broker-dealers, and the like
Non-financial companies, such as loan processors, escrow and title companies

We do not disclose any nonpublic information about our customers or former customers to anyone not permitted by law.

We may disclose the following information to companies that perform marketing services on our financial institutions with whom we have joint marketing ageements:

Information we receive from you on applications or other forms, such as your name, social secruity number, assets and income; Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions and credit card usage; and
Information we receive from a consumer reporting agency, such as your creditworithiness and credit history.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information